YOUR HOME, YOUR NUMBERS

Your home.
Your monthly payment.

See what fits your lifestyle — and find homes that fit your budget.

Planning tool

Home price

Down payment

Down payment percentage$12,250 down

Loan typeInterest rateLoan termZIP code

Your monthly costs

Editable estimates

Property taxesHomeowners insuranceHOA dues

Loan details & upfront costs

Annual MIP / PMI assumptionUpfront FHA MIP

Mortgage insurance is a starting monthly estimate. Your lender confirms the premium for your loan amount, down payment, and term. Conventional PMI is estimated at $0 with 20% or more down.

Include the upfront fee in my loan

Base loan: $337,750
Upfront fee: $5,911
Total loan: $343,661

YOUR ESTIMATED MONTHLY PAYMENT

$2,617/ month

FHA · 30 years · 6.5% planning interest rate

Principal & interest: $2,172
Property taxes: $175
Homeowners insurance: $115
Mortgage insurance: $155
HOA dues: $0

Down payment$12,250Closing costs and prepaid expenses are additional.

Scenarios are saved on this device.

Home-search estimates use each listing’s reported taxes and HOA dues, plus your loan assumptions. Homes need enough cost data to confirm a budget fit.

KEEP MORE ROOM IN YOUR MONTHLY BUDGET

Find homes with lower monthly costs.

Look across nearby communities for the costs that work for you.

Lower property taxesSet a ceiling for reported listing taxes.No HOAHomes reported as having no association.Single storyKeep everyday living on one level.New constructionExplore the MLS construction options.

Bedrooms

Arizona MLS coverage. Lower-tax matches are sorted by reported annual taxes within the searched area. Taxes can change after purchase; new-build figures may reflect land only. Verify the full property assessment.

More than one way to make it work.

Explore assistanceSee what might support your plan.

Let’s review your real numbers.

Renessa Guerrero · Mortgage Loan Officer · NMLS #1989454

Review with Renessa

Estimates are for planning, not a loan quote, prequalification, or approval. The interest rate is an editable example, not APR or a current offer. Mortgage insurance, fees, eligibility, and closing costs depend on the property and loan. This estimate excludes maintenance, utilities, special assessments, and any separate assistance-loan payment. Review a Loan Estimate and the property’s current tax and HOA information before deciding.