01
Down payment assistance
An eligible program may help with your down payment and some closing costs. We check whether it is a grant or a loan.
First-time homebuyer plan
Could your first home fit a $2,500 monthly budget?
The mortgage finances the home. Four possible sources of help can reduce the money you need upfront. Let’s find out what fits your situation.
Build my home planFour buckets
Know where help may come from.
Resale? Ask about seller credit. New build? Compare builder incentives and the payment after any temporary buydown ends.
02
Seller or builder credits
Negotiate help with title, escrow, prepaid taxes and insurance, or an interest rate buydown. A home warranty may be included when allowed.
03
Lender credits
A lender credit may lower cash needed at closing. Compare the interest rate and full payment before choosing it.
04
Agent savings
A permitted agent fee reduction or buyer credit may help cover eligible costs when it is written, approved and disclosed.
Assistance and credits depend on eligibility, available funds, loan rules and the purchase agreement. Credits cannot be counted twice or exceed allowable costs. Seller or builder credits generally cannot fund the required down payment.
Let’s see what works with your numbers.
Tell us where you want to live and what feels comfortable each month.
Moms in the Market Housing · Powered by The Guerrero Real Estate Team. Renessa Guerrero, Designated Broker; Mortgage Loan Officer, NMLS #1989454, Fairway Independent Mortgage Corporation. Equal Housing Opportunity. No loan approval, payment or credit is guaranteed.