Update your rates anytime — changes apply immediately to the guided home search.
FHA 30-Year Rate
National locked-loan planning rate
%
Conventional 30-Year Rate
National locked-loan planning rate
%
FHA Upfront MIP
Financed into the FHA loan
%
FHA Annual MIP
Annual FHA mortgage insurance
%
Conventional PMI
Working annual estimate when under 20% down
%
Homeowners Insurance
National annual planning reference
$
VA Rate
National locked-loan planning rate
%
VA Funding Fee
First use under 5% down; may be exempt
%
DPA Rate
Program-specific planning rate
%
These references power the payment matrix, payment-based searches, listing cards, FHA and conventional mortgage insurance, and VA funding-fee estimates. Property taxes come only from the listing. Missing listing taxes leave the full payment pending.